KISAN CREDIT CARD SCHEME :
Kisan Credit Card Scheme aims at providing adequate and timely credit support from the banking system under a single window to the farmers for their cultivation & other needs as indicated below:
(a) To meet the short term credit requirements for cultivation of crops
(b) Post harvest expenses
(c) Produce Marketing loan
(d) Consumption requirements of farmer household
(e) Working capital for maintenance of farm assets and activities allied to agriculture, like dairy animals, inland fishery etc.
(f) Investment credit requirement for agriculture and allied activities like pump sets, sprayers, dairy animals etc.
Note: The aggregate of components (a) to (e) above will form the short term credit limit portion and the aggregate of components under f will form the long term credit limit portion.