Execution of document by Physically Handicapped :

Handicapped persons, without fingers, thumbs, toes, etc. are allowed to put simple marks or dots on the documents instead of signature. Such marks are invariably made on documents in the presence of the Branch Manager/ Manager of Division. The signatures of independent witnesses known to the Bank are obtained as attesting witnesses. If such witnesses are not available, then the Branch Manager/Manager of Division or any other employee should himself attest the impression. The document will then be treated as properly executed.