ISSUE OF DUPLICATE CERTIFICATES :

In case of the loss of physical CD certificates, duplicate certificates can be issued after compliance of the following conditions:

(a) A notice is required to be given in at least one local newspaper;

(b) Lapse of a reasonable period (say 15 days) from the date of the notice in the newspaper; and

(c) Execution of an indemnity bond by the investor to the satisfaction of the issuer of CDs.

The duplicate certificate should only be issued in physical form. No fresh stamping is required as a duplicate certificate is issued against the original lost CD. The duplicate CD should clearly state that the CD is a Duplicate one stating the original value date, due date, and the date of issue (as “Duplicate issued on______”).