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Audit - 21. page

Asset classification benefits

Asset classification benefits

Asset classification benefits : Subject to the compliance with the undernoted conditions in addition to the adherence to the prudential framework laid down in para 17 of the Master Circular […]

Elements of special regulatory framework

Elements of special regulatory framework

Elements of special regulatory framework The special regulatory treatment has the following two components: (i) Incentive for quick implementation of the restructuring package. (ii) Retention of the asset classification of […]

Special Regulatory Treatment for Asset Classification

Special Regulatory Treatment for Asset Classification

Special Regulatory Treatment for Asset Classification The special regulatory treatment for asset classification, in modification to the provisions in this regard stipulated in para 18 of the Master Circular No. […]

Risk-Weights

Risk-Weights

Risk-Weights The RBI circular also provides that: a. Restructured housing loans should be risk weighted with an additional risk weight of 25 percentage points. b. With a view to reflecting […]

Provisioning norms on restructured advances

Provisioning norms on restructured advances

Provisioning norms on restructured advances Normal provisions (i) Banks will hold provision against the restructured advances as per the extant provisioning norms. (ii) Restructured accounts classified as standard advances will […]