Industrial Risks and Non-industrial Risks :

There are two types of Public Liability insurance policies – Industrial and Non Industrial Risks. Industrial Risk Policies cover the risks arising in manufacturing premises including godowns, warehouses etc., forming part thereof.

Non Industrial Risks comprise of risks arising out of the following establishments:

(a) Hotels, Motels, Club Houses, Restaurants etc.

(b) Cinema Halls, Auditoriums and similar public places

(c) Residential premises

(d) Office or administrative premises, medical establishments, airport premises etc.

(e) Schools, Educational Institutions, Libraries

(f) Exhibitions, fairs, stadia

(g) Amusement parks

(h) Film studios

(i) Depots, Warehouses, Godowns, Shops, Tank farms and similar other non industrial risks