Repayment Period :

Each withdrawal under the short term sub-limit as estimated under (a) to (e) of Para 3 above ,be allowed to be liquidated in 12 months without the need to bring the debit balance in the account to zero at any point of time. No withdrawal in the account should remain outstanding for more than 12 months.

The term loan component will be normally repayable within a period of 5 years depending on the type of activity/ investment as per the existing guidelines applicable for investment credit.

Financing banks at their discretion may provide longer repayment period for term loan depending on the type of investment.